FINANCIAL PLANNING FOR SUSTAINABILITY IN RETIREMENT OF UNIVERSITY EMPLOYEE

Abstract

Abstract—This research aimed to study personal financial planning for the economic sustainability in retirement of university employee which the universities were located in Bangkok, and to study the relationship between personal factors and personal financial planning for economic sustainability of employee which the university located in Bangkok. The results revealed that university employee had a high level of knowledge in personal financial planning and personal financial planning attitude, while personal financial planning behavior was at a moderate level. Moreover, the results of the relationship between personal factors with personal financial planning and financial planning attitude for the economic sustainability in retirement, it was found that duration of work, job title and number of family members were related to financial planning knowledge with statistically significant at the level of 0.05. In addition, liabilities, operational period, number of family members, and job position were correlated with financial planning attitude with statistical significance at the 0.05 level.